Interest Rates - Effective Sept 22, 2023.
| Savings | Rates |
|---|---|
| Plan 24 …… (MDB)..(CM) | 0.05% |
| Special …… (MMB) .(CS) | 0.10% |
| All in One .. $0.00 to $500 | 0.00% |
| $501 to $3,000 | 0.00% |
| $3,001 to $5,000 | 0.05% |
| $5,001 to $10,000 | 0.05% |
| over $10,000 | 0.10% |
| Property Tax Accounts | 0.05% |
| Investments | RRSPs | Term Deposits | TFSAs |
|---|---|---|---|
| Variable…… (MMB)..(CS) | 3.25% | n/a | 3.25% |
| 30 days ….Non-Redeemable | n/a | 1.00% | 1.00% |
| 90 days -----Non-Redeemable | n/a | 1.25% | 1.25% |
| 1 year …... Non-Redeemable | 4.90% | 4.90% | 4.90% |
| 1 year -……. Redeemable | n/a | 2.00% | 2.00% |
| 2 year …… Redeemable | n/a | 2.10% | 2.10% |
| 2 year …. Non-redeemable | 4.75% | 4.75% | 4.75% |
| 3 years .. Non-redeemable | 4.60% | 4.60% | 4.60% |
| 4 years .. Non-redeemable | 4.40% | 4.40% | 4.40% |
| 5 years .. Non-redeemable | 4.35% | 4.35% | 4.35% |
PERSONAL LOANS:
Various rates in effect. Rate dependent on member qualification & security.
| OVERDRAFTS | 24% |
| Mortgages | Residential | Commercial |
|---|---|---|
| Variable (Prime & 1%) | 7.20% | 8.20% |
| 1 year Open | 7.20% | 8.70% |
| 1 year Closed | 5.94% | 7.44% |
| 2 year Closed | 5.84% | 7.34% |
| 3 year Closed | 5.69% | 7.19% |
| 4 year Closed | 5.64% | 7.14% |
| 5 year Closed | 5.44% | 6.69% |
| PRIME RATE | 7.20% |
*Rates subject to change without notice*