Interest Rates - effective Sept 19, 2019
| Savings | Rates |
|---|---|
| Plan 24 …… (MDB)..(CM) | 0.10% |
| Special …… (MMB) .(CS) | 0.15% |
| All in One .. $0.00 to $500 | 0.00% |
| $501 to $3,000 | 0.00% |
| $3,001 to $5,000 | 0.05% |
| $5,001 to $10,000 | 0.05% |
| over $10,000 | 0.10% |
| Property Tax Accounts | 0.05% |
| Investments | RRSPs | Term Deposits | TFSAs |
|---|---|---|---|
| Variable…… (MMB)..(CS) | 1.00% | n/a | 1.00% |
| 30 days ….Non-Redeemable | n/a | 1.10% | 1.10% |
| 90 days -----Non-Redeemable | n/a | 1.15% | 1.15% |
| 1 year …... Non-Redeemable | 2.15% | 2.15% | 2.15% |
| 1 year -……. Redeemable | n/a | 1.40% | 1.40% |
| 2 year …… Redeemable | n/a | 1.50% | 1.50% |
| 15 month .. Non-redeemable | 2.15% | n/a | n/a |
| 18 month … Non-redeemable | 2.15% | 2.15% | 2.15% |
| 2 year …. Non-redeemable | 2.20% | 2.20% | 2.20% |
| 30 month .. Non-redeemable | 2.20% | 2.20% | n/a |
| 3 years .. Non-redeemable | 2.25% | 2.25% | 2.25% |
| 4 years .. Non-redeemable | 2.30% | 2.30% | 2.30% |
| 5 years .. Non-redeemable | 2.40% | 2.40% | 2.40% |
PERSONAL LOANS:
Various rates in effect. Rate dependent on member qualification & security.
| OVERDRAFTS | 24% |
| Mortgages | Residential | Commercial |
|---|---|---|
| Variable (ceiling 6.75%) | 3.95% | 4.70% |
| 1 year Open | 6.30% | 7.05% |
| 1 year Closed | 3.20% | 3.95% |
| 18 month Closed | 3.20% | 3.95% |
| 2 year Closed | 3.25% | 4.00% |
| 3 year Closed | 3.60% | 4.35% |
| 4 year Closed | 3.70% | 4.45% |
| 5 year Closed | 3.15% | 3.90% |
| PRIME RATE | 3.95% |
*Rates subject to change without notice*