Interest Rates - effective Mar 18, 2020
| Savings | Rates |
|---|---|
| Plan 24 …… (MDB)..(CM) | 0.10% |
| Special …… (MMB) .(CS) | 0.15% |
| All in One .. $0.00 to $500 | 0.00% |
| $501 to $3,000 | 0.00% |
| $3,001 to $5,000 | 0.05% |
| $5,001 to $10,000 | 0.05% |
| over $10,000 | 0.10% |
| Property Tax Accounts | 0.05% |
| Investments | RRSPs | Term Deposits | TFSAs |
|---|---|---|---|
| Variable…… (MMB)..(CS) | 0.75% | n/a | 0.75% |
| 30 days ….Non-Redeemable | n/a | 0.90% | 0.90% |
| 90 days -----Non-Redeemable | n/a | 1.00% | 1.00% |
| 1 year …... Non-Redeemable | 1.75% | 1.75% | 1.75% |
| 1 year -……. Redeemable | n/a | 1.10% | 1.10% |
| 2 year …… Redeemable | n/a | 1.20% | 1.20% |
| 15 month .. Non-redeemable | 1.75% | n/a | n/a |
| 18 month … Non-redeemable | 1.80% | 1.80% | 1.80% |
| 2 year …. Non-redeemable | 1.85% | 1.85% | 1.85% |
| 30 month .. Non-redeemable | 1.85% | 1.85% | n/a |
| 3 years .. Non-redeemable | 1.90% | 1.90% | 1.90% |
| 4 years .. Non-redeemable | 1.95% | 1.95% | 1.95% |
| 5 years .. Non-redeemable | 2.00% | 2.00% | 2.00% |
PERSONAL LOANS:
Various rates in effect. Rate dependent on member qualification & security.
| OVERDRAFTS | 24% |
| Mortgages | Residential | Commercial |
|---|---|---|
| Variable (ceiling 6.75%) | 3.45% | 4.20% |
| 1 year Open | 5.80% | 6.55% |
| 1 year Closed | 3.00% | 3.75% |
| 18 month Closed | 3.10% | 3.85% |
| 2 year Closed | 3.10% | 3.85% |
| 3 year Closed | 3.10% | 3.85% |
| 4 year Closed | 3.20% | 3.95% |
| 5 year Closed | 2.85% | 3.60% |
| PRIME RATE | 3.45% |
*Rates subject to change without notice*