INTEREST RATES - Effective Nov 28, 2025

*Rates subject to change without notice*

Personal Savings Rates
Plan 240.05%
Youth Account0.15%
Premium Savings Rates
0 - 5,0000.10%
5,000.01 - 25,0000.20%
25,000.01 - 50,0000.30%
50,000.01 - 100,0000.50%
Over 100,0000.65%
High-Interest Savings Rates
0 - 10,0000.50%
10,000.01 - 50,0001.00%
50,000.01 - 150,0001.30%
150,000.01 - 250,0001.40%
Over 250,0001.50%
Business Savings Rates
Business Plan 240.05%
Business High-Interest Savings Rates
0 - 25,0000.25%
25,000.01 - 100,0000.70%
100,000.01 - 250,0000.80%
Over 250,0000.90%
Agri Invest Savings1.50%
Investments RRSPs TFSAs
Variable (MMB) (CS)1.50%1.50%
Redeemable Investments Term Deposits TFSAs
1 year Redeemable1.65%1.65%
2 year Redeemable1.75%1.75%
Non-Redeemable Investments RRSPs Term Deposits TFSAs
30 days Non-Redeemablen/a0.60%0.60%
90 days Non-Redeemablen/a0.85%0.85%
1 year Non-Redeemable3.50%3.50%3.50%
2 year Non-redeemable3.40%3.40%3.40%
3 years Non-redeemable3.50%3.50%3.50%
4 years Non-redeemable3.40%3.40%3.40%
5 years Non-redeemable3.60%3.60%3.60%

LENDING - INTEREST RATES

Various rates in effect. Rate dependent on member qualification & security.

PERSONAL LOANS Rate
OVERDRAFTS24%
Mortgages Residential Commercial
Variable (Prime & 1%)5.70%6.20%
1 year Open6.74%6.99%
1 year Closed5.19%5.99%
2 year Closed4.99%5.99%
3 year Closed4.49%5.89%
4 year Closed4.19%5.79%
5 year Closed4.09%5.69%
PRIME RATE4.70%