Personal Lines of Credit

Benefits of a Line of Credit

  • Immediate access to funds when you need it for emergencies, home or car repairs, and other smaller purchases
  • Allows you to overdraw your chequing account within a pre-established limit, and interest is calculated only on the amount utilized on a daily basis, charged monthly
  • Lower interest rates than credit cards, with the same convenience
  • Funds accessible through many options such as a debit card, writing cheques, online banking, and in-branch
  • Flexible repayment options and repayment is as simple as depositing into your account
  • Reduces the need to apply for a small loan for qualified members

Home Equity Loan/Home Equity Line of Credit

If you have equity in your home and need to borrow money for a home renovation or other major purchase, a home equity loan or home equity line of credit may suit your needs.

  • Lower interest rate than a personal loan
  • Longer terms to make monthly payments more affordable
  • All home equity loans and lines of credit can be repaid at anytime without penalty

Contact us for an appointment

Please call any of our branches to be put in contact with one of our lending specialists.